Skip Navigation
Oklahoma State University

Summer Banking Hours

Students: To view your current banked hours, visit my.okstate.edu. Information will be located on the student profile page under the "Notes" tab.

OSU offers the option of “banking” hours to students who cannot take 30 hours total in the fall and spring semesters while paying the block rate. These hours may be used in the summer term (courses offered in May, June and July) without paying additional tuition and University-wide fees. For banked hours used during the summer, students are still responsible for college-based and course-based fees that are charged on a per credit hour basis. Students need to remember that summer course offerings are much more limited than the fall and spring semesters.  There are no guarantees that the specific courses they need will be offered in the summer. Banked hours can only be used in the summer directly following the fall/spring when they were earned. For students paying the block rate, hours in which they enroll but then withdraw and receive a “W” during the semester are included in the total number of hours attempted.

The number of hours a student is allowed to bank for summer enrollment can only be accumulated based on semesters a student pays the block rate. For students who pay the block rate in both fall and spring semesters, a maximum of six hours may be banked. The formula for calculating banked hours in this situtation is:

Banked hours = 30 - (fall semester attempted hours + spring semester attempted hours)

For students who pay the block rate in either fall or spring (but not both), a maximum of three hours may be banked. The formula for calculating banked hours in this situation is:

Banked hours = 15 - (attempted hours in the semester a student paid the block rate)

Here are a few examples of how banked hours will be calculated:

  • A student who enrolls in 13 hours in the fall and 14 hours in the spring (27 hours total) and pays the block rate both semesters would have 3 banked hours for the summer directly following.
  • A student who enrolls in 13 hours in the fall and 17 hours in the spring has met the 30 hour total and would therefore not have any hours to bank for the summer.
  • A student who enrolls in 12 hours in the fall and is granted an exception to pay the per credit hour rate for that semester and enrolls in 13 hours in the spring and pays the block rate would have 2 banked hours (based on spring enrollment) for the summer directly following.
  • A student who is not enrolled in the fall, but is enrolled in 12 hours in the spring and pays the block rate would have 3 banked hours for the summer directly following.

No credit will be received for unused banked hours. There are a few instances where banked hours will not accumulate or cannot be used. Those include:

  • Courses not charged regular tuition and University-wide fee rates (e.g. outreach exception courses such as study abroad, travel, or intership) cannot be used for banked hours in the summer.
  • If you received an exception to the block rate, you are not eligible for the banking hours associated with that semester.
  • If, for any reason, a student is suspended for the summer, but banked hours from the previous fall or spring semesters, they will lose those banked hours.
  • If you graduated during the fall or spring semester, you are not eligible for subsequent Summer banking hours.
  • If your primary matriculation is not at the undergraduate level.
  • Banked hours may not be used for NOC general education or NOC online courses for the summer; only NOC remedial (0 level) courses can be covered by banked hours.
  • Banked hours may not be used for OSU-OKC, OSU-IT, or OSU-CHS courses.